kudumbasree loan Rs 2 lakh without  any collateral 


       This is a situation where a lot of people lost their jobs because of covid 19. That is why today I am sharing with you something that is useful for such people.Many people think of starting small businesses from the comfort of their life.  But they can’t start businesses because  of financial  difficulties.  They approach  the banks for loans . But most of the banks charge high interest rates. And you may give collateral  to get a loan from a bank.

      We can see a scheme where you get a loan of up to Rs 2lakh through kudumbasree without any collateral. Kudumbasree is a community organization  of neighborhood groups of women  in kerala. It is an effective strategy for the empowerment of women in urban and rural areas.

      Women through these neighborhood groups work on a range of health,agriculture, nutrition, etc. It was conceived as a joint program of the government of kerala and Nabard.  Kudumbasree sends representatives to the ward level area development  societies.  ADS sent representatives  to the community development  society. 

    Kudumbasree improves  the standards of living of poor women in rural areas by setting  up micro credit and productive enterprises.

      Under this scheme,all kudumbasree NHG s are eligible for interest subvention to avail the loan facility  at an interest rate of 4%on credit up to Rs 3 lakhs. The state governments  implement  several loan schemes through  Kudumbasree.  We will get loan amounts through  kudumbasree from Rs 10 to 20 lakhs without any collateral. 

       The central government had provided loans at 4% interest rates in 4 districts  and 7% for 250 districts  of the country.kudumbasree repaid their loans in the past and will get the loan a new way. We can apply for loans through kudumbasree. We can use these funds for subsistence loans,closing loans,wedding needs,  and housing. 

       A person can get the amount between Rs25,000 to Rs 2 lakh . If there are 10 people in a kudumbasree case, a loan was given at the rate of Rs 1 lakh per person.Now an individual  can get  up to Rs 2 lakh.  If there are 10 persons in a kudumbasree   will get Rs 20 lakhs. 

      It is very useful for us to make small businesses.  It doesn’t need any type of collateral.Women enterprise will get these benefits. 

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