Karunya Health Insurance by KeralaGovernment 


  • The people belonging to below poverty line. 
  • Above poverty line people can apply 
  • The beneficiary must be a resident of Kerala.
  •  They must provide income certificate, Aadhar card.


  • People suffering from major chronic illnesses can avail treatment benefits under this scheme  acute ailments such as cancer, palliative care, heart disease, Kidney Disease, haemophilia.  
  • In this  conditions, the government offer treatment benefits upto rupees 200000, for severe case of government increase benefits to Rs 3 lakh. 
  • The government allocated about Rs  250 crore for the scheme.
  • Various private hospitals are empanelled to provide treatment under this game

How to apply

  • visit http:// www. Karunya. Kerala. gov.in 
  • Fill the application form, claim process, network hospitals, declaration. 
  • Easily access a particular district
  • Click list of beneficiaries. 
  • Choose district, hospital. 
  • click on application tracking. 
  • Provide file number 
  • status will be displayed

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