Prime Minister Narendra Modi inaugurated Ayushman Bharat Yojana insurance at jharkhand’ 2018 September 25. Ayushman Bharat Yojana is a national health program aimed at providing Healthcare to 10 million poor people in the country. In this insurance each family receives up to 5 lacs of health Insurance per year.This include inpatient treatment at Hospital.
As of September 2019, it was reported that 18059 Hospital have been empanelled, Over 4, 406, 461 lakh beneficiaries have been admitted. It is a National Health protection scheme which has been renamed as Pradhan Mantri Jan Arogya Yojana plan to make Healthcare. It Can be used to avail services, empanelled hospital public or private in country. This scheme included 3 days of pre hospitalized and 15 days of post hospitalization expenses. It provide coverage of Rs 5 lakh per family per year.
Eligibility
In Rural
- poor and lower middle income
- Lack of housing category
- Those living in in SC or St category
- Families with no individual aged between 16 – 59 years
- Beggars
- Family with no male member aged 16 -59 years.
- Landless household who make a living by working
- Family having at least one physically challenged member.
- It including surgery, medication and inspection.
In Urban
- Domestic helper. sanitation workers,
- Gardeners
- Mechanics, electricians
- Handicraft workers, tailors, cobblers plumber, mason, porters, welders
- painters, security guard, driver conductor, helpers, cart pullers
- peons, delivery boys, waiters
Non- eligibility
- Those who have owner two or three or four wheeler
- Those who working on government managed agriculture
- Those who own mechanised farming equipments
- Those who have kisan card
- Those who has monthly income 10000
- Those who have solidly built houses
- Those owning 5 acres / agricultural land.
Advantages
- Avail medical treatment without financial strain
- Apply for these policies easily online
- you can get a substantial coverage at a nominal premium
How to apply
- Log into the Ayushman Bharat website http://abnhm. govt.in
- Download the download beneficiary list.
- Choose the rural or urban.
- Enter mobile number
- Get an OTP
- Download the list by entering OTP
- Save the list.