Today I would like to inform you about the home loans. Everyone’s dream to have a beautiful home of their own. But to put up a house the economic situation is not in the hands of many people. Therefore their dream of a home is often left as a dream. We often depend on banks for loans. We also depend on banks for home loans. But we do not know much about these home loans.No banks provide 100%home loan.
It is best to take out a small loan with very low interest rates. Today we can get acquainted with the some of the banks that offer as loans at very low interest rates. New home loan borrowers as well as home loan borrowers can change to this low interest rate scheme.
Firstly check the difference between the old and new interest rates of loans. We get a loan from a bank depends on its credit score,the value of land,term of loan,amount . The interest rate in an HDFC bank is 6.90 -9.25%. The processing fee of loan is Rs 3000 / 0.50 %of loan. If you take Rs 30 lakh,EMI amount is Rs 23,000 -27000.
The interest rate in Punjab national bank is 7.10 -7.90%. The EMI for 30 lakh is Rs 23,000 – 25,000. The interest rate in IDBI bank is 7.15-9.15%. The EMI for 30 year is Rs 23,000- 27,000. The processing fees is Rs 2500 -10,000.
The interest rate in SBI bank is 7-7.85%. We get festival offers through UNO. The EMI for 30 year is 23,000- 24,000. The interest rate in overseas bank is 7.05 -7.30%.EMI for 30 years are Rs 23,000 -24,000. The processing fees of loan is Rs 25,000.
In n The interest rate in Canada bank is Rs 6.90-9.40%. The EMI for 30 lakh is Rs 23,000-27,000. The processing fees for home loan is Rs 1500-15,000.
The interest rate in bank of maharashtra is 7.05 -9.70% The EMI for 30 lakh is Rs 23,000-28,000. The interest rate in ICICI bank is 6.90-8.05%. The EMI for 30year is Rs 23,000-25,000. The processing fees is Rs 1500.
The interest rate of home loan in Indian bank is 6.85-9.5%. The EMI for home loan is Rs22,000-27,000.The interest rate in bank of baroda is Rs 6.85-8.70%. The EMI for home loan is Rs 23,000-26,000. The processing fees for home loan is Rs 8500-25,000.
In The interest rate in union bank is 6.85 -8.40%.The EMI for 30 lakh is Rs 22,000-25,000. The processing fees is Rs 15,000.