We get accidental and life   insurance coverage Rs 2 lakh from PMSBY and PMJJY

    Today I would like to inform you about a new central government benefit. Its scheme is called pradhan Mantri suraksha Bima yojana scheme(PMSBY). It is an accident insurance scheme in India. We get many benefits from central and state governments. 

     This scheme provides  Rs 2 lakh for accidental demise and permanent disability, Rs 1 lakh for permanent partial disability. 

Age limit

18 to 70 years

      We will pay Rs 12 for a year. This amount will be auto debited from bank account. It is a one year scheme, renewed each year . Irrecoverable loss of an eyesight, loss of one hand,foot is not covered in this scheme. Suicided  people will not covered in this scheme. 

       Any death / disability resulting from natural calamities  covered under PMSBY.We can join through nearest banks or post office.


Adhar card

Bank account 

     Jeevan Jyothi Bima yojana is another central scheme.It is a life insurance scheme. It cover for death.Age limit is 18 to 50 years. It has an annual premium of Rs 330.


Should have Indian nationality

 Should have savings account 

       This policy covers Rs 2 lakh at a nominal premium cost of Rs 330 per year.It is a life insurance scheme. Download the registration form . Fill up the personal details,. This life insurance only for death. This will get only to the nominee.

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