An insurance is a protection from financial loss, a party agrees to compensate another party in the event of loss, damage or injury. An entity that provides Insurance is an insurance company. A person who buys insurance is a policyholder. The insurance policy has conditions and circumstances in which the insurance will compensate the insured. The amount of money charged by the insurance to the policyholder for the coverage. Different types of general insurance are available in India. Health Insurance, motor insurance,fire insurance, travel insurance, Home Insurance are different types of insurance. Insurance coverages provide protection and certainty. Star Health Insurance is an affordable Health Insurance. It is to protect the people against medical expenses. It helps to enrich your health and well being. Star Health Insurance offers a wide range of Health Insurance plans at affordable rates.
The policies of Star Health Insurance cover hospitalization expenses, critical illnesses, Ayurveda treatment, medical check up etc. It provides mediclaim plans for autistic children. It provides the best health care and medical treatment. It helps you financially secure. The insurer has a wide network of 5000 + hospitals across the country. The insurance transaction involves policy holders assuming a guarantee. It has co payment benefits. You don’t have to make any payment. It has lifelong renewability also. Star Health assure insurance policy has many new features which cover the expenses included on hospitalization due to illness or accident on an individual. It covers automatic Restoration of some ensured for unlimited number of times in a policy. It provides upto 20% Wellness discount.
Star Health assure insurance policy is a unique indemnity product which covers expenses due to illness or accident. It has a deductible option. It covered rehabilitation and pain management. The health check up benefit is available every year. A 20% Wellness discount is available on the renewal premium.Utero fetal surgery or intervention,delivery expenses,assisted reproduction treatment, newborn baby treatment, modern treatment, non medical items, ayush treatment are covered. Home care treatment for the specific conditions.New entry allowed from 16 days to 75 days. You can renew it lifelong. One health policy is enough for the whole family.it includes 6 adults, 3 children.Floter benefits getsvadults 10% and children 40%. You can take a policy upto 3 years.you will get upto 10% discount in the premium amount.you can select Rs 5 lakhs to 2 crore sum insurance. You can pay a premium half yearly and quarterly.you can add newly married family members, new born baby or legally adopted child to this scheme.
Keyhole surgery,endoscopy, angiogram and other investigation procedures are also dayg care treatment. You will get a cashless claim from this scheme. This policy provides consumable bills.This policy provides full amount of emergency road ambulance. They cover 10% of the sum insured by air ambulance. It covers pre hospitalization expenses from 60 days.And post hospitalization expenses like dressing, medicine, physiotherapy, periodical check up till 180 days are covered by this scheme.
This policy covers Ayurveda, homeo,Siddha, Unani treatment expenses from ayush mantralaya government hospitals.It covers organ transplantation expenses maximum upto basic sum insured. It provides free medical check up to all family members.
Rs 5 lakhs sum insured – Rs 2500
Rs 10 lakhs sum insured – Rs 5000
Rs 15 lakhs sum insured – Rs 8000
Rs 20 to 50 lakhs sum insured – Rs 10,000
Above 75 lakhs sum insured – Rs 15,000
This policy covers delivery expenses.They provide Rs 50,000 to Rs 20 lakhs for one delivery. It has a 24 months waiting period.it covers fertility treatment expenses. Itihaas also has 24 waiting periods and months waiting period. Children can get treatment from birth onwards.It covers 10% of asthma op treatment expenses. It covers modern treatment.
has cumulative bonus facilities. They provide 25% claimless yearly maximum 100%. It has automatic restoration benefits. It covers unlimited time sum restoration to the same disease.It covers rehabilitation, pain management expenses maximum 10%sum insured. After 75 years you can join it without medical.You can reduce the 55% discount on policy premium.you can set deductible limit Rs 50,000,1 lakhs.
Pre-existing diseases, direct complications shall be excluded until the 30 months of continuous coverage. compassionate travel Rs 1000 covered by this policy.